The State of Credit Unions

In a world free of debit card fees While some national banks are testing monthly debit card fees in select markets, others are setting up to implement them at various times throughout the fall. Traditional banks charging debit card fees are receiving a backlash from their customers. This isn’t helping the debate against Wall Street [...]

‘From Ramen To Riches: Building Wealth in Your 20s

A useful financial guide for college graduates and young professionals By Katelyn O’Riordan As a young professional in my 20s, I’m no stranger to the difficult task of building a healthy relationship with money. For recent college graduates and young professionals embarking on the journey of building a financial future, the road ahead can seem [...]

San Diego County Credit Union expands residential and commercial real estate loan services

San Diego County Credit Union (SDCCU), San Diego’s largest locally-owned financial institution, is continuing to expand its residential and commercial real estate loan services, according to Teresa Halleck, president and CEO. “Many commercial property investors traditionally look to the big mega-banks for their commercial real estate lending needs,” said Halleck, “while some homeowners might neglect [...]

Local banks lending a hand to small business owners

By Janine Rojas The owners of Oceanside’s popular Beach Break Café needed a break, and finally got one — through a Small Business Association-backed loan funded by Chase Bank and CDC Small Business Finance. The financing enabled the café to purchase and construct a new building twice the size of its former location. “We’re seeing [...]

Community is the bottom line for local credit unions

‘We put members in the right product at the right time – and we’re doing well as a result,’ says Teresa Halleck, San Diego County Credit Union president and CEO. By Janine Rojas Carlos Rodriguez is only 14, but he already understands the principles of sound money management, thanks to some tips he learned from [...]

Q&A with Teresa Halleck

The president and CEO of San Diego County Credit Union talks issues and objectives By Manny Cruz When Irene Oberbauer unexpectedly retired as president and CEO of San Diego County Credit Union in February after less than three years on the job — she was diagnosed with breast cancer — the credit union launched a [...]